Legal Blog

What John Oliver Has to Say About America’s Broken Bankruptcy System?

by Michael H. Schwartz

Comedian and television host John Oliver uses some humor and amusing film clips to puncture some myths about personal bankruptcy and illuminate a serious topic. In a recent segment of the show Last Week Tonight, Oliver says that when the …

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Does Chapter 7 Bankruptcy Wipe Out All Debt in NY?

by Michael H. Schwartz
A man in New York wondering if chapter 7 bankruptcy will wipe out his debt.

The attraction of a Chapter 7 bankruptcy filing for those in need of debt relief is that it can erase many types of debt and help an individual make a fresh start financially. A Chapter 7 bankruptcy or straight bankruptcy, …

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Can I Get Rid of Child Support Arrears in Bankruptcy in New York?

by Michael H. Schwartz
Ex-couple discussing child support despite bankruptcy in New York.

Contents1 Can You Get Rid of Child Support Arrears in a New York Bankruptcy?2 Personal Bankruptcy and Discharged Debt3 How to Deal with Child Support Payments in a Bankruptcy in NY4 Contact Us About Resolving Overwhelming Child Support Debt in …

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How Long is the Bankruptcy Process in NY State?

by Michael H. Schwartz
Couple having problems with filing for bankruptcy in New York.

The objective of a bankruptcy filing is to wipe away debt and position yourself to rebuild your credit and financial well-being. These objectives are achievable with focused effort over time, but completing the bankruptcy process comes first. In general, you …

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How Do I Know If I Qualify for Bankruptcy in New York?

by Michael H. Schwartz
A woman trying to figure out if she qualifies for bankruptcy in New York.

Are you struggling to pay the minimum balance on your credit cards? Are you constantly being hounded by debt collectors? Are your creditors threatening to sue you? These situations and more can be extremely stressful, but know that you’re not …

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You Can Still File for Bankruptcy in New York

by Michael H. Schwartz
Cafe owner filing for bankruptcy due to Covid-19 in New York City.

During the COVID-19 pandemic, many people who are facing financial hardship may wonder: Has the bankruptcy-filing process been suspended? Can I still file for bankruptcy in New York? The answer to the first question is a resounding “no.” The answer …

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Does Bankruptcy Stop Foreclosure in New York State?

by Michael H. Schwartz
Foreclosure in New York State

When purchasing a home, the thought of foreclosure is the last thing on your mind. As you sign repeatedly on all those dotted lines, you’re confident that you’ll have the resources needed to make each payment on time and one …

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Congratulations To Our 2020 Scholarship Winners!

by Michael H. Schwartz

Our law firm was thrilled to see the talent, creativity and dedication among those who applied for our 2020 scholarship awards. We received many well-researched and thoughtful entries from high school, college and graduate students from throughout the country. The …

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Can I Get Out of Credit Card Debt In New York Bankruptcy?

by Michael H. Schwartz
Man is filing for bankruptcy due to credit card debt.

Overwhelming credit card debt is one of the most common reasons people file for bankruptcy. However, bankruptcy can be a complicated process, depending on the assets you have, how much debt you’ve accumulated, and other circumstances. Although bankruptcy most likely …

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Discharging Taxes with Bankruptcy

by Michael H. Schwartz
Discharging taxes with bankruptcy.

Carrying debts you can no longer afford can seem overwhelming to anyone. However, when your debts are owed to the government in the form of unpaid or past due taxes, you can quickly find yourself in serious trouble. Unlike other …

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