Practice Overview

Bankruptcy in New York
Bankruptcy laws are meant to give a fresh start to consumers with large amounts of debt. The NY bankruptcy attorney of Michael H. Schwartz, P.C., view bankruptcy as an opportunity for a new financial beginning. We have helped countless individuals and business clients lower the amount of debt they owe – while increasing the period of time in which the debt has to be repaid.
> Read more about Bankruptcy in NY.
 

Can I Still File?
In the more than 25 years that we have been helping people gain relief from their debt, we have seen major shifts in the bankruptcy laws. In fact, the laws were significantly altered just two years ago by the Bankruptcy Abuse Prevention and Consumer Protection Act. New developments have made filing for bankruptcy harder than it used to be.
> Find out if you can still file for Bankruptcy.
 

Foreclosure
Foreclosure is a judicial process that must be carefully followed in order to protect your rights. If you are saddled with debts and afraid that you might lose your home, the experienced NY bankruptcy lawyer at Michael H. Schwartz, P.C., may be able to help you escape mortgage foreclosure.
> Read more about Foreclosures.
 

Bankruptcy Information Center
Filing for bankruptcy no longer carries the shame that it once did. Instead, the prevailing view is that bankruptcy provides an opportunity for a new financial start. It’s now widely recognized that the financial troubles that lead to bankruptcy frequently result from unexpected events such as job loss, business collapse, divorce, sickness or death. Bankruptcy is often the best solution to the debts caused by these situations. Thus, anyone who is facing considerable financial pressures should consult a knowledgeable NY bankruptcy attorney to discuss all available options.
> Read more about Consumer and Business Bankruptcy.
 

Property Exemptions
Detailed information on New York state bankruptcy property exemptions.
> Read more on NY Property Exemptions.