You Can Still File for Bankruptcy in New York

by Michael H. Schwartz
Cafe owner filing for bankruptcy due to Covid-19 in New York City.

During the COVID-19 pandemic, many people who are facing financial hardship may wonder: Has the bankruptcy-filing process been suspended? Can I still file for bankruptcy in New York? The answer to the first question is a resounding “no.” The answer to the second question is: yes, you can still file for bankruptcy – and you should not delay in doing so.

If you are facing serious problems dealing with mounting debt, the law offices of Michael H. Schwartz, P.C., can help you pursue financial solutions. Even during the COVID-19 pandemic, bankruptcy courts are still functioning and processing claims using methods designed to reduce the spread of the virus.

Our law firm has also taken steps to protect clients and potential clients during the pandemic. We have many communication options available to allow effective communication between lawyer and client without risking infection. Call Michael H. Schwartz, P.C., or contact us online now to find out more.

“Michael H. Schwartz's firm is professional, responds quickly, and was there even during the heart of the COVID pandemic to make the process as simple and painless as a bankruptcy can be.”
“I was scared about bankruptcy and didn't know where to turn. My sister had gone thru it and recommended Michael H. Schwartz, P.C. I called his office and after being on the phone with him and starting the process I realized that Michael H. Schwartz is a true professional and knows what he is doing. He makes you feel totally at ease when he talks to you. Even thru these trying times of a pandemic he and his team led me thru the whole process of bankruptcy from beginning to end with professionalism and curtsy. Even though I was worrie about the whole process he made me feel relaxed and helped me get thru it easily. I simply cannot thank him and his team enough for helping me!”

How Can You File for Bankruptcy During the Pandemic?

Although COVID-19 may seem to complicate everything we do, New York residents are still able to file for bankruptcy. This is because the bankruptcy courts are still open in New York. While you may experience pandemic-related delays in your case or be asked to attend a virtual hearing, you can still file for bankruptcy essentially as you would have in a pre-COVID world.

Furthermore, if you are considering filing for bankruptcy during this time, it is important to act quickly. The pandemic has caused financial distress to millions of individuals and families across the United States. At the same time, many bankruptcy courts have been forced to operate with limited staff, causing potential slowdowns in case processing. Given this situation and the continued economic uncertainty in our country, it is critical to pursue the monetary assistance you need now.

The good news is that much of the work of filing for bankruptcy can be done remotely. For example, the U.S. Bankruptcy Court for the Southern District of New York has announced that it will conduct all hearings by phone until further notice. People who file and receive a hearing date will participate through an accessible online platform from the safety of their homes.

To ease the process of filing for bankruptcy during the pandemic, the law firm of Michael H. Schwartz, P.C., has developed our own robust COVID-19 policy. We are pleased to offer consultations to prospective clients over the phone. We can also process your documents by email in order to prioritize your comfort and safety during this challenging time.

Contact a White Plains Bankruptcy Lawyer Now

If you are facing financial struggles and are considering filing for bankruptcy in New York, do not wait to contact a bankruptcy lawyer. Michael H. Schwartz, P.C., has helped thousands of families and businesses preserve their homes, belongings, and jobs since 1986. He is ready to work to do the same for you during these unprecedented times.

We understand how terrifying the prospect of facing a debt can be. If you feel frozen in place and aren’t sure what step to take next, we are ready to listen to your situation and assess your options at no cost to you.

Fill out our contact form or call us for your consultation today.