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Legal Services

Bankruptcy in New York

Bankruptcy laws are meant to give a fresh start to consumers with large amounts of debt. The NY bankruptcy attorney of Michael H. Schwartz, P.C., views bankruptcy as an opportunity for a new financial beginning. We have helped thousands of individuals and business clients eliminate or lower the amount of debt they owe – while increasing the period of time in which the debt has to be repaid.

Read more about Bankruptcy in NY.

Can I Still File?

In the more than 30 years that we have been helping people gain relief from their debt, we have seen major changes in the bankruptcy laws. In fact, the laws were significantly altered in 2005 by the Bankruptcy Abuse Prevention and Consumer Protection Act. New developments have made filing for bankruptcy harder than it used to be. BUT since 2005 we have successfully filed over 1,000 cases. We just work harder at it for you.

Find out if you can still file for Bankruptcy.


In New York, foreclosure is a judicial process that must be carefully followed in order to protect your rights. If you are saddled with debts and afraid that you might lose your home, the experienced NY bankruptcy lawyer at Michael H. Schwartz, P.C., may be able to help you escape mortgage foreclosure.

Read more about Foreclosures.

Bankruptcy Information Center

Filing for bankruptcy no longer carries the shame that it once did. Instead, the prevailing view is that bankruptcy provides an opportunity for a new financial start. It’s now widely recognized that the financial troubles that lead to bankruptcy frequently result from unexpected events such as job loss, business collapse, divorce, sickness or death. Bankruptcy is often the best solution to the debts caused by these situations. Thus, anyone who is facing considerable financial pressures should consult us to discuss your options.

Read more about Consumer and Business Bankruptcy.

Property Exemptions

Detailed information on New York state bankruptcy property exemptions.

Read more on NY Property Exemptions.

To arrange for a free initial consultation with NY bankruptcy attorney at Michael H. Schwartz, P.C., call us toll-free at (800) 666-9743 or contact us online.