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Protect Your Assets. Protect Your Future.

Meet Michael H. Schwartz
“The King of bankruptcy.” Endorsement from fellow attorney
More attorney endorsements

White Plains Bankruptcy Lawyer

Run, don't walk to the law office of Michael H. Schwartz, P.C.

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“Michael took hours of his time to evaluate my case. He walked me through to the very end, and thanks to his extensive knowledge and experience he has helped me rebuild my life.” a Chapter 7 client

Serious financial problems require serious legal representation. The law office of Michael H. Schwartz, P.C., is a debt relief firm dedicated to providing real solutions to your money headaches. Our firm has been providing quality representation to consumers and businesses in Westchester, Rockland, Putnam County and the Hudson Valley and New York City areas for more than 30 years.

Bankruptcy, Foreclosure and Mortgage Help!

Why Hire Me?

  • I don’t practice bankruptcy law, foreclosure law or mortgage law, I live it.
  • I go all in on every case.
  • I will personally review every document before it is filed with the Court.
  • Your case will be filed to accomplish your stated goal or it will not be filed at all.
  • I will meet with you before the required Court appearance and review each question that you will be asked.
  • I understand where you are coming from and how you see the legal system.
  • I will make this process as easy and painless as I can.
  • If I can’t do it, no one can.

Bankruptcy Services

Michael H. Schwartz has never had a bankruptcy discharge denied.

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Mission Statement

“Getting you back on track, one step at a time.”

Mr. Schwartz goes the extra mile in his fight to defend his clients. His legal proceeding against the Bank of America, just one of many of his legal proceedings on behalf of his clients against Banks, Credit card Companies and Lenders has been written up in both the NY Times and Wall Street Journal. Click here for the articles. He has been a guest speaker on bankruptcy law for the Westchester County Bar Association, New York State Bar Association, Mount Vernon Bar Association, Westchester Woman’s Bar Association, New York Society of Independent Accountants, Building 32B-J Legal Services, National Business,
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and other organizations. He is one of the original and is a sustaining member of the National Association of Consumer Bankruptcy Attorneys, the national organization dedicated to serving the needs of consumers and their bankruptcy attorneys and protecting the rights of consumer debtors. He has lobbied Congress on behalf of bankruptcy clients and has written to both United States Senators and eleven congresspersons at the behest of bankruptcy Judges. Mr. Schwartz is a graduate of the famous Max Gardner’s Bankruptcy Boot Camp and a graduate of Max Gardner’s Veteran’s Boot Camp in Advanced Bankruptcy litigation and securitization, where he learned new strategies for discharging debts, fighting banks and protecting your bankruptcy discharge He was the Co-Chair of the Westchester County Bar Association Bankruptcy and Creditors Rights Committee from 2011 - 2015. Wondering whether bankruptcy is right for you?

The NY bankruptcy attorney of Michael H. Schwartz, P.C., is committed to supplying you with the information and services you need to secure a better financial future. To arrange for a free initial consultation with a lawyer at Michael H. Schwartz, P.C., call us toll-free at (800) 666-9743 or contact us online.

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What is Bankruptcy?

Bankruptcy laws are meant to give a fresh start to consumers with large amounts of debt. The NY bankruptcy law firm of Michael H. Schwartz, P.C., views bankruptcy as an opportunity for a new financial beginning.

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Answers to Popular Questions

The NY bankruptcy attorney of Michael H. Schwartz, P.C. is committed to supplying you with the information and services you need to secure a better financial future.

  • How does the whole process work?
  • How long does the whole process take?
  • How long will bankruptcy stay on my credit and will I get credit again?
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Foreclosure Defense and Mortgage Modification Services

Michael H. Schwartz has never lost a house in foreclosure and gets mortgages modified when never done before.

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"Michael H. Schwartz got my mortgage modified after prior lawyers couldn't because the bank claimed it did not do mortgage modifications. Mr. Schwartz never gave up even after being denied at first; he kept hammering away at the bank until he got my mortgage modified. He doesn't take no for an answer. As he likes to say: ‘I am never out of the fight’ " – Actual Client

If you are facing foreclosure, been denied a mortgage modification, Mr. Schwartz is the right lawyer for you.

Mr. Schwartz is never out of the fight. When banks or servicers deny mortgage modifications, Mr. Schwartz demands to know why, what numbers were used to deny the modification and then fights until the modification is granted. He knows more about modification programs than the banks and servicers. He has attended the famous Max Gardner foreclosure defense and mortgage modification bootcamp and the advanced Foreclosure Defense and mortgage modification bootcamp.

The New York foreclosure defense and mortgage modification attorney Michael H. Schwartz is committed to saving your home and getting you a mortgage modified. And when the banks don’t comply he takes them to court and wins. Click here for a recent success story. To arrange for a free initial consultation with a lawyer at Michael H. Schwartz, P.C., call us toll-free at (800) 666-9743 or contact us online.

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How Can I Save
My Home?

There are numerous government and non government modification programs available. Mr. Schwartz has spent days in mortgage modification boot camps to learn the ins and out of each program. He knows more than the banks and servicers.

Mortgage Modification Options

  • Voluntary Mortgage Modification
  • Mediation Process
  • Bankruptcy Court
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Success Highlights

Here’s some highlights of our successful foreclosure defense and mortgage modifications: Each case is a real case involving a client in or about to be foreclosed on. In ALL cases the foreclosure was stopped AND the mortgage was modified.

Actual Cases

Case no 34937

Loan Servicer or Lender:
Wells Fargo Bank, N.A.

Amount owed on loan: $944,011.33

Amount of Debt Wiped Out$282,761.33

Actual Cases

Case no 34754

Loan Servicer or Lender:
Ocwen Loan Servicing, LLC.

Amount owed on loan: $385,479.89

Amount of Debt Wiped Out$44,948.44
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Breaking News

July 7, 2016

Why You Can Not Avoid Bankruptcy

Think your debts will go away just because they are not on your credit report, or the calls have stopped? Think Again! Some people think you can “lay low” and wait out the collection attempts, but it is easy for …

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