Legal Blog

If you are struggling to make your monthly mortgage payments, there are options available to you. While many people are familiar with the concept of refinancing their home, some are not aware that they might also be able to modify …

In simple terms, a loan modification is just like it sounds. It is a negotiation with your mortgage lender to create a new agreement that modifies the original terms of your mortgage. If you have a long-term inability to pay …

Although overall bankruptcy numbers have steadily declined in recent years, bankruptcy remains the best solution for many individuals who are facing serious financial problems. In 2017, more than 772,000 bankruptcy cases were filed by individuals – a decrease from over …

Michael H. Schwartz, the highly respected New York consumer bankruptcy attorney with 40 years of experience helping financially distressed individuals in Westchester, Rockland,  the Hudson Valley and New York City areas, has again been named one of the “New York …

By September 2010, the foreclosure crisis in the United States hit its peak. Also referred to as the housing crisis, the foreclosure crisis began in 2007 and was exactly what it sounds like: the homes of millions of Americans were …

President Donald J. Trump, announced again, that he was providing “healthcare reform.” President Trump promised health care superior to “Obamacare,” Can his new “plan” be any better than his last plan? President Donald Trump advocates a health care plan in …

When filing for bankruptcy in New York, most people make the smart choice of hiring an experienced bankruptcy lawyer.  Not only will an experienced bankruptcy attorney help you sort out the different types of bankruptcy and determine which is best …

Facing the prospect of going through a foreclosure is stressful. Being unfamiliar with these types of proceedings only exacerbates your concerns. But you don’t have to go it alone. Whether you are behind in your mortgage payments, facing delays or …

The Executive Office of The United States Trustee, is a Division of the Department of Justice, which primarily monitors consumer bankruptcy cases. On March 11, 2016 in a speech published by the American Bankruptcy Institute, Clifford T. White, III., The …

Think your debts will go away just because they are not on your credit report, or the calls have stopped? Think Again! Some people think you can “lay low” and wait out the collection attempts, but it is easy for …